Battle Buddy Bears LLC d/b/a Battle Buddy Bears

Effective Date: June
10, 2026

IMPORTANT: PLEASE READ THIS ENTIRE POLICY CAREFULLY BEFORE
ALLOWING A CHILD TO USE THE RAFFY APP. BY CREATING AN ACCOUNT OR PERMITTING A
CHILD TO USE RAFFY, YOU ACCEPT ALL TERMS, LIMITATIONS, AND DISCLAIMERS STATED
IN THIS POLICY.

This Privacy Policy describes how Battle Buddy Bears LLC
d/b/a Battle Buddy Bears (“Battle Buddy Bears,” “Company,” “we,” “our,” or
“us”) collects, uses, stores, protects, and discloses information when parents,
legal guardians, caregivers, and authorized users download, install, register
for, access, or use the Raffy mobile application, caregiver dashboard, related
digital features, emotional learning tools, notifications, and associated
services (collectively, the “App” or “Raffy App”).

The Raffy App is designed to provide emotional support,
encouragement, coping tools, supportive content, caregiver insights, and
child-friendly interaction for families, including families navigating
pediatric cancer, trauma, grief, and significant emotional challenges.

This Privacy Policy does NOT apply to information collected
through the Battle Buddy Bears Shopify website, product checkout, donations,
PayPal, website contact forms, cookies, or website shopping activity. Those
activities are governed by the Battle Buddy Bears website Privacy Policy.

By downloading, installing, registering for, accessing, or
using the Raffy App, you and any caregiver account holder agree to the
practices described in this Privacy Policy and to the Limitation of Liability,
Assumption of Risk, Indemnification, and Dispute Resolution provisions stated
herein. If you do not agree, do not download, register for, access, or use the
Raffy App.

1. Critical Safety Notice — Emergency, Crisis, and Medical Limitations

RAFFY IS NOT AN EMERGENCY SERVICE. IF A CHILD IS IN IMMEDIATE
DANGER, CALL 911 OR YOUR LOCAL EMERGENCY NUMBER IMMEDIATELY.

Raffy is designed to provide comfort, emotional support, and
age-appropriate coping tools for children and families. Raffy does not provide:

•  Medical care, diagnosis, or treatment of any
  kind

• Mental health therapy, counseling, or
  psychiatric services

• Crisis intervention or emergency response

• Abuse detection, reporting, or child protective
  services

• Suicide or self-harm risk assessment or
  prevention

• Continuous monitoring of a child’s safety,
  health, or wellbeing
  
• Any guarantee of any developmental, behavioral,
  emotional, or therapeutic outcome

CRITICAL LIMITATION: The artificial intelligence powering Raffy
cannot reliably detect, identify, or respond appropriately to medical
emergencies, suicidal ideation, self-harm, abuse disclosures, trauma responses,
mental health crises, or dangerous situations. Raffy’s AI may respond in ways
that are incomplete, inaccurate, or contextually inappropriate, even when a
child is in distress. Caregivers must not rely on Raffy to detect or
communicate a child’s crisis state.

If you or a child are experiencing a medical emergency,
mental health crisis, suicidal thoughts, self-harm thoughts, abuse, neglect,
danger, or any urgent safety concern, call 911 or contact the appropriate
emergency, medical, mental health, crisis, or child protection services
immediately.

Useful crisis resources include the 988 Suicide and Crisis
Lifeline (call or text 988) and the Crisis Text Line (text HOME to 741741).
Battle Buddy Bears does not endorse, guarantee, control, or maintain these
services.

2. Artificial Intelligence Disclaimer and Limitation of Liability for AI
Interactions

The Raffy App uses artificial intelligence language model
technology to generate conversational responses for children. By permitting a
child to use Raffy, you acknowledge and agree to the following:

A. Nature of AI Responses

Raffy’s responses are generated by AI systems and are not
created, reviewed, or approved in real time by licensed physicians, therapists,
counselors, social workers, or any other qualified professional. AI responses
are designed to be supportive and age-appropriate but may be:

•    Inaccurate, incomplete, or contextually
  inappropriate
  
• Unable to recognize or respond correctly to a
  child in crisis   
  
• Unable to substitute for professional clinical
  judgment

• Based on patterns in training data that may not
  apply to a specific child’s situation

B. No Guarantee of Appropriateness

Battle Buddy Bears does not guarantee that any AI-generated
response is appropriate for your child’s specific medical, emotional,
developmental, or psychological circumstances. Parent and caregiver supervision
is required at all times.

C. No Therapeutic or Clinical Relationship

Use of the Raffy App does not create a doctor-patient
relationship, therapist-client relationship, counselor-client relationship, or
any other professional relationship between Battle Buddy Bears, its officers,
employees, contractors, or AI service providers and any user or child.

D. AI Interaction Data and Third-Party Providers

When a child interacts with Raffy, interaction data
including text, transcripts, and emotional check-in selections may be processed
by third-party AI providers under confidentiality and data protection
agreements. We take commercially reasonable steps to prevent children’s
personal information from being used to train third-party general AI models,
but we cannot guarantee third-party AI providers’ internal practices in all
circumstances.

3. HIPAA and Medical Privacy Disclaimer

Battle Buddy Bears LLC is not acting as a healthcare
provider, health plan, healthcare clearinghouse, or HIPAA-covered entity
through the Raffy App unless a separate written Business Associate Agreement or
covered entity agreement specifically states otherwise for a specific
institutional program.

Battle Buddy Bears LLC may have certain vendor agreements or
cloud service arrangements that support HIPAA-eligible infrastructure where
applicable. However, this does not mean that all Raffy App features,
third-party services, AI tools, speech tools, analytics, notifications,
communications, or user submissions are HIPAA-compliant.

The Raffy App is not intended to collect, receive, store,
process, or transmit protected health information (“PHI”) under HIPAA unless
Battle Buddy Bears has entered into required written agreements and implemented
required compliance procedures for a specific healthcare, hospital, or pilot
program.

Do not submit medical records, diagnosis information,
therapy notes, insurance information, Social Security numbers, or detailed
information about a child’s medical condition, trauma, abuse, or mental health
crisis through the Raffy App unless specifically directed through a secure and
HIPAA-compliant process.

4. Abuse Disclosure and Mandatory Reporting Notice

RAFFY IS NOT A MANDATED REPORTER. THE APP CANNOT REPORT
SUSPECTED CHILD ABUSE OR NEGLECT TO ANY AUTHORITY.

Children who have experienced abuse, neglect, or trauma may
disclose sensitive information during Raffy interactions. You acknowledge and
agree that:

• Battle Buddy Bears is a technology company, not
  a social services agency, law enforcement agency, or mandatory reporting entity
  under state or federal law;

• The Raffy App cannot detect, interpret, or
  report child abuse, neglect, or endangerment;

• Interaction data processed by the App, including
  AI-generated summaries, is not monitored in real time by Battle Buddy Bears
  personnel;

• If a child discloses abuse, neglect, or danger
  through the App, caregivers are solely responsible for contacting the
  appropriate child protection services, law enforcement, or emergency services;

• The national Childhelp National Child Abuse
  Hotline is 1-800-422-4453.

5. Use of the App by Adults and Children

The Raffy App is intended to be downloaded, registered,
configured, and managed by adults, including parents, legal guardians,
caregivers, and other authorized users aged 18 or older.

Children may interact with Raffy only under the supervision
and with the express permission of a parent, legal guardian, or other
authorized adult. Children under the age of 13 should not create accounts,
submit personal information, register for the App, or independently manage App
settings.

• Parents and legal guardians are responsible for:

•  Creating and managing the caregiver account

• Providing required parental consent

• Deciding whether a child may use Raffy

• Supervising the child’s use of Raffy at all
  times

• Reviewing and managing child profile information

• Updating, correcting, or deleting child
  information

• Monitoring and reviewing AI interaction
  summaries and caregiver alerts

• Contacting us with privacy questions or deletion
  requests

6. Children Under the Age of 13 and COPPA Compliance

The Children’s Online Privacy Protection Act (“COPPA”)
requires us to inform parents and legal guardians about our practices for
collecting, using, and disclosing personal information from children under 13.
This section supplements and, in the event of conflict regarding children under
13, controls over all other sections of this Privacy Policy.

A. Verifiable Parental Consent

Before collecting personal information from a child under 13
through Raffy, we require verifiable parental consent. Our consent mechanism
may include one or more FTC-approved methods appropriate to the feature and
level of data collection. The specific method will be disclosed at the time
consent is requested.

B. No Collection Without Consent

We do not knowingly collect personal information from
children under 13 without verifiable parental consent where required. If we
discover we have collected such information without required consent, we will
promptly delete it or obtain appropriate consent.

C. Parental Rights Under COPPA

A parent or legal guardian may at any time: (1) review the
personal information collected from their child; (2) direct us to delete the
personal information; (3) refuse to allow further collection or use of their
child’s information; and (4) consent to collection while refusing to allow
disclosure to third parties. Requests may be submitted to
support@battlebuddybears.com.

7. Information We May Collect

The information we collect depends on how the Raffy App is
configured, which features are enabled, and how parents, caregivers, and
children use the App.

A. Information Provided by Parents, Guardians, or Caregivers

When an adult registers for or uses the Raffy App, we may
collect: name; email address; phone number; account credentials; relationship
to child; communication and notification preferences; customer support
messages; and feedback or survey responses.

B. Child Profile Information

To personalize Raffy’s experience, a parent or guardian may
provide: child’s first name or nickname; age or age range; birthday or birth
month/year; preferred language; general interests; comfort and emotional
learning preferences; and names of trusted caregivers (if voluntarily
provided). We ask caregivers to provide only what is necessary.

C. Child Interaction Information

When a child uses Raffy, the App may collect: emotional
check-ins and mood selections; coping tool and affirmation usage; guided
activity progress; story and video progress; App interaction history; written
transcripts or representations of interactions (if conversational features are
enabled); and parent-facing summaries or alerts based on App use.

D. Voice, Audio, and Biometric Data

If voice interaction features are enabled, Raffy may collect
temporary audio recordings or voice inputs. Voice data may be used to convert
speech to text, allow Raffy to respond, generate caregiver-facing summaries,
and improve functionality.

Important Notice Regarding Illinois BIPA and State Biometric
Laws: Voice prints or voice-derived biometric identifiers may be subject to the
Illinois Biometric Information Privacy Act (BIPA) or similar state laws. To the
extent voice data collected through Raffy constitutes biometric information
under applicable law, we will: (1) provide written disclosure prior to
collection; (2) obtain a written release where required; (3) retain biometric
data only as long as necessary for the stated purpose; and (4) permanently
destroy biometric data consistent with applicable legal requirements.
Caregivers may request deletion of all voice and biometric data by contacting
us.

Unless required for a specific enabled feature, audio
recordings are processed transiently and are not permanently stored. Written
transcripts may be retained for a limited period or until deleted by the
parent, subject to the retention limits described in this Privacy Policy.

E. Device, App, and Technical Information

We may automatically collect: device type; operating system;
app version; device identifiers; IP address; mobile network information; log
data; crash reports; diagnostic information; feature usage; date and time of
use; general location derived from IP address; and connectivity status needed
to operate, secure, troubleshoot, and improve the App.

F. Location Information

The App may request location-related information only for
specific functionality such as time zone, localized content, account security,
fraud prevention, or App performance. We do not use precise location to track
children for advertising purposes. You may control location permissions through
device settings.

G. Device Permissions, Microphone Access, and Parental Consent for Audio

The Raffy App may request access to certain device
permissions only when required for specific App functionality:

• Microphone:
  Required to enable voice interaction features that allow a child to speak
  to Raffy and receive spoken responses. Microphone access is only activated when
  the voice interaction feature is in use and is not used to passively listen to,
  monitor, or record background conversations.

• Notifications:
  Required to send caregiver alerts, mood summaries, account notices, safety
  notices, App updates, and legal notices to the caregiver’s device.

Parental Consent Required for Microphone Use by a Child:
Because Raffy’s voice interaction feature involves a child speaking to and
being heard by the App, a parent or legal guardian must provide explicit
affirmative consent before microphone access is enabled for a child under the
age of 13.

This consent is separate from the general account
registration consent and must be granted by the parent or guardian through the
App’s permission settings or during the initial setup flow. The parent or
guardian, not the child, must grant microphone permission on the device.

By enabling microphone access for your child, you represent
and warrant that: (1) you are the parent or legal guardian of the child; (2)
you have read and understood how voice data is collected, processed, and
deleted as described in Sections 7(D) and 17 of this Privacy Policy; and (3)
you consent on behalf of your child to the collection and processing of voice
input as described herein. You may revoke microphone consent at any time by
disabling microphone permissions in your device settings. Revoking microphone
access will disable voice interaction features but will not affect other App
functionality.

8. How We Use Information

We may use collected information to: create and manage
caregiver accounts; verify parental identity and consent; personalize the
child’s Raffy experience; process emotional check-ins and provide coping tools;
generate caregiver summaries and alerts; provide customer support; troubleshoot
and improve the App; detect and prevent fraud and security incidents; comply
with legal obligations; enforce our policies and legal rights; and protect the
safety and security of children, users, and Battle Buddy Bears.

We do not use children’s personal information for behavioral
advertising. We do not sell children’s personal information.

9. Caregiver Alerts and Emotional Check-In Notifications

The Raffy App may include caregiver-facing mood trends,
emotional check-ins, alerts, push notifications, and summaries. These features
are intended solely to provide general caregiver awareness. They are not
emergency alerts, medical alerts, therapy alerts, crisis alerts, abuse
detection tools, or substitute monitoring systems.

Battle Buddy Bears does not guarantee and expressly
disclaims any representation that the App will detect distress, prevent harm,
identify emergencies, or notify caregivers in every situation or in any
particular situation. Caregivers must not rely on Raffy as the sole or primary
method of monitoring a child’s safety, health, emotional state, or wellbeing.

10. How We Share Information

We do not sell personal information for money. We may share
information only as described in this Privacy Policy, including with: cloud
hosting and infrastructure providers; app development and maintenance
providers; speech-to-text and text-to-speech providers; AI language model
providers; database and storage providers; analytics providers; push
notification providers; security and fraud prevention providers; customer
support tools; email and communication providers; professional advisors; and
government authorities, courts, regulators, or law enforcement when required or
permitted by applicable law.

We may also share information to protect a child’s safety;
protect Battle Buddy Bears’ rights, property, or security; investigate fraud or
unauthorized access; comply with legal process; or enforce our agreements.

We may share aggregated, de-identified, or anonymized
information that does not reasonably identify a specific person or child. We
will not attempt to re-identify de-identified information.

11. Third-Party Service Providers

The App relies on third-party operators and service
providers for internal operations, including AI processing, speech processing,
storage, hosting, notifications, parental consent verification, customer
support, analytics, security, and App maintenance. We require service providers
to use information only as needed to provide contracted services and to comply
with applicable law. A list of key operators or service providers that collect
or maintain children’s personal information is available upon request.

12. No Sale of Children’s Personal Information

We do not sell children’s personal information. We do not
knowingly use children’s personal information for targeted behavioral
advertising. We do not knowingly allow third parties to collect children’s
personal information through Raffy for independent advertising purposes. If any
use of technology is considered a “sale” or “sharing” under applicable law,
eligible users may opt out by contacting us.

13. Parental Rights and Choices

Parents and legal guardians may: review personal information
collected from or about their child; request correction of inaccurate child
information; request deletion of child information; revoke consent for further
collection or use; refuse further collection; request information about our
data practices; and delete the child’s profile or caregiver account, subject to
legal and technical limitations.

To protect privacy and security, we may require identity
verification before responding to requests involving a child’s information.
Please contact: support@battlebuddybears.com

14. Adult User Privacy Rights

Depending on your location, you may have rights to: request
access to your personal information; request correction or deletion; opt out of
sale, sharing, or targeted advertising where applicable; and request
information about our data practices. Contact us to exercise these rights. We
may need to verify your identity before processing requests.

15. Additional State-Specific Privacy Rights

A. California Residents

California residents have rights under the California
Consumer Privacy Act (“CCPA”) and California Privacy Rights Act (“CPRA”),
including the right to know, delete, correct, opt out of sale/sharing, and
limit use of sensitive personal information. California’s Age-Appropriate
Design Code Act (AB 2273) may apply to the Raffy App given its child-directed
nature. We are committed to compliance with applicable California child privacy
requirements.

B. Virginia, Colorado, Connecticut, Texas, and Other State Laws

Residents of states with applicable consumer privacy laws
may have additional rights similar to those described above. Contact us to
exercise any applicable state privacy rights.

C. Illinois Biometric Privacy

Illinois residents whose voice or biometric data may be
collected through voice interaction features have rights under the Illinois
Biometric Information Privacy Act (BIPA), including the right to receive
written disclosure, provide written consent, and request deletion of biometric
data. See Section 7(D) for additional detail.

16. Data Retention

We retain personal information only as long as reasonably
necessary for the purposes described in this Policy, unless a longer retention
period is required by law. Specific retention periods are as follows:

• Caregiver account information is retained while
  the account remains active and for a reasonable period thereafter as required
  by law.

• Child profile information is retained while the
  child’s profile remains active within the caregiver account.

• Child Interaction Data — 7-Day Retention and
  Automatic Deletion: All child interaction data — including AI conversation
  transcripts, emotional check-in records, mood selections, coping tool usage
  history, voice interaction transcripts, and caregiver-facing summaries
  generated from child interactions — is retained for a maximum of seven (7) days
  from the date of each interaction. At the end of the 7-day period, such
  interaction data is permanently deleted and destroyed from Battle Buddy Bears’
  systems and, to the extent commercially practicable, from the systems of
  applicable third-party service providers. Battle Buddy Bears does not archive
  or retain child interaction data beyond 7 days for any commercial, research, or
  operational purpose unless separately required by applicable law or a specific
  institutional agreement with a supplemental privacy notice.

• Early Deletion by Caregiver or Parent: A parent
  or legal guardian may request deletion of their child’s interaction data at any
  time — before the 7-day period expires — by using the in-App deletion controls
  (if available) or by contacting Battle Buddy Bears at
  support@battlebuddybears.com with the subject line “Child Interaction Data
  Deletion Request.” We will process verified deletion requests within thirty
  (30) days of receipt.

·   
Voice audio, if collected, is processed
transiently and is not permanently stored unless a specific enabled feature
requires retention, in which case it is subject to the 7-day limit described
above.

• Technical logs are retained for security,
  debugging, and operational purposes for a limited period consistent with
  industry standards.

• Certain records, such as caregiver consent
  records and legal correspondence, may be retained longer as required for legal,
  tax, accounting, fraud prevention, or compliance purposes, but such records
  will not contain child interaction content.

Parents may request deletion of all child information at any
time by contacting us at support@battlebuddybears.com with the subject line
“Child Interaction Data Deletion Request.”

17. Data Security

We use reasonable administrative, technical, and physical
safeguards including account authentication, encrypted transmission, secure
storage, access controls, vendor security review, and security monitoring to
protect personal information.

HOWEVER, NO INTERNET, MOBILE, CLOUD, WIRELESS, BLUETOOTH, OR
ELECTRONIC STORAGE SYSTEM IS COMPLETELY SECURE. WE CANNOT AND DO NOT GUARANTEE
ABSOLUTE SECURITY OF ANY INFORMATION TRANSMITTED TO OR STORED BY THE RAFFY APP.

Users are responsible for maintaining confidentiality of
login credentials, using secure passwords, supervising children’s use of the
App, and keeping devices updated.

18. Service-Related Communications

We may send parents, guardians, caregivers, or authorized
adult users service-related communications related to the Raffy App, including
account notices, safety notices, App updates, technical notices, privacy
notices, legal notices, and responses to support requests.

We do not send service-related communications directly to
children under 13.

19. Limitation of Liability

READ THIS SECTION CAREFULLY. IT LIMITS THE REMEDIES AVAILABLE
TO YOU IN THE EVENT OF A DISPUTE.

A. Disclaimer of Warranties

THE RAFFY APP IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT
WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
NON-INFRINGEMENT, ACCURACY, RELIABILITY, COMPLETENESS, OR SUITABILITY FOR A
CHILD’S SPECIFIC MEDICAL, EMOTIONAL, DEVELOPMENTAL, OR PSYCHOLOGICAL NEEDS.

B. Cap on Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BATTLE
BUDDY BEARS’ TOTAL LIABILITY TO YOU OR ANY THIRD PARTY FOR ANY CLAIMS ARISING
OUT OF OR RELATED TO THE RAFFY APP, THIS PRIVACY POLICY, OR ANY AI-GENERATED
CONTENT SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00).

C. Exclusion of Consequential Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BATTLE
BUDDY BEARS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL,
CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING DAMAGES FOR PERSONAL
INJURY, EMOTIONAL DISTRESS, LOSS OF DATA, LOSS OF PROFITS, OR ANY OTHER
INTANGIBLE LOSSES, EVEN IF BATTLE BUDDY BEARS HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL
PURPOSE.

D. AI-Specific Liability Exclusion

BATTLE BUDDY BEARS EXPRESSLY DISCLAIMS ALL LIABILITY FOR:
(1) ANY HARM RESULTING FROM A CHILD’S RELIANCE ON AI-GENERATED RESPONSES; (2)
THE APP’S FAILURE TO DETECT OR RESPOND APPROPRIATELY TO A CHILD IN DISTRESS,
CRISIS, OR DANGER; (3) INACCURATE, INCOMPLETE, OR CONTEXTUALLY INAPPROPRIATE AI
RESPONSES; AND (4) ANY CAREGIVER’S OR USER’S RELIANCE ON APP ALERTS OR
SUMMARIES AS A SUBSTITUTE FOR PROFESSIONAL MEDICAL, THERAPEUTIC, OR EMERGENCY
CARE.

20. Assumption of Risk and Informed Consent

By creating a caregiver account or permitting a child to use
the Raffy App, you expressly acknowledge and agree that:

• You have read and understood all disclaimers in
  this Privacy Policy, including all limitations on AI capabilities;

• You understand that AI-generated responses may
  be inaccurate, inappropriate, or inadequate for your child’s specific
  situation;

• You understand that Raffy cannot detect
  emergencies, crises, abuse disclosures, or suicidal ideation reliably;

• You are voluntarily choosing to allow your child
  to interact with an AI companion with knowledge of these limitations;

• You assume all risk arising from your child’s
  use of the Raffy App, including reliance on AI-generated content;

• You will maintain appropriate adult supervision
  of your child’s App use at all times;

• You will consult qualified medical, mental
  health, and emergency professionals for your child’s clinical care needs.

21. Indemnification

You agree to indemnify, defend, and hold harmless Battle
Buddy Bears LLC and its members, officers, employees, contractors, service
providers, licensors, and successors from and against any claims, damages,
losses, liabilities, costs, and expenses (including reasonable attorneys’ fees)
arising out of or related to: (a) your use or misuse of the Raffy App or Raffy;
(b) your child’s use of the Raffy App or Raffy; (c) any unauthorized access to
the App using your credentials; (d) your violation of this Privacy Policy or
applicable law; or (e) your reliance on AI-generated content for clinical,
emergency, or medical decisions.

22. Dispute Resolution, Arbitration, and Class Action Waiver

A. Governing Law

This Privacy Policy and any disputes arising from it are
governed by the laws of the State of West Virginia, without regard to conflict
of law principles, except where federal law, including COPPA, governs specific
matters.

B. Mandatory Arbitration

Except for disputes that qualify for small claims court and
except as required by COPPA or other applicable law, any dispute, claim, or
controversy arising out of or relating to this Privacy Policy or your use of
the Raffy App shall be resolved by binding individual arbitration administered
by the American Arbitration Association (“AAA”) under its Consumer Arbitration
Rules. The arbitration shall take place in West Virginia or by remote means.
The arbitrator’s award shall be final and binding and may be entered as a
judgment in any court of competent jurisdiction.

C. Class Action Waiver

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU WAIVE ANY RIGHT
TO PARTICIPATE IN A CLASS ACTION, CLASS-WIDE ARBITRATION, OR REPRESENTATIVE
ACTION AGAINST BATTLE BUDDY BEARS LLC. ALL DISPUTES MUST BE BROUGHT IN AN
INDIVIDUAL CAPACITY ONLY.

D. COPPA Carve-Out

Nothing in this Dispute Resolution section limits or waives
any parental rights granted under COPPA or any other applicable child privacy
law.

23. Hospital, School, Nonprofit, or Pilot Program Use

Raffy may be used in future hospital, school, nonprofit,
child advocacy center, or pilot program settings. Those programs may involve
separate agreements, consent forms, privacy notices, security requirements, or
healthcare-related requirements. If a specific program requires different
privacy practices, those practices will be described in a supplemental notice
or agreement. This general App Privacy Policy does not create a doctor-patient,
therapist-client, hospital, school, or fiduciary relationship or emergency
service obligation.

24. International Users

The Raffy App is operated from the United States. If you
access the App from outside the United States, your information may be
transferred to, stored in, or processed in the United States. By using the App,
you understand that your information may be processed in countries with
different privacy laws than your place of residence.

25. Third-Party Links, Content, and Services

The Raffy App may contain links to third-party websites,
services, or content. We are not responsible for the privacy practices,
security, or content of third-party services. Review the privacy policies and
terms of any third-party services you use.

26. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we
make material changes, we will notify users by updating the effective date,
posting a notice in the App, or sending an email. Material changes to the
Limitation of Liability, Assumption of Risk, Indemnification, or Dispute
Resolution sections will be highlighted and may require affirmative
re-acceptance. Your continued use of the Raffy App after changes are posted
constitutes acceptance of the updated Privacy Policy.

27. Contact Information

If you have questions about this Privacy Policy, our privacy
practices, children’s privacy, or your personal information, please contact:

Battle Buddy Bears LLC

Email: support@battlebuddybears.com

Website: https://battlebuddybears.com

For parental consent requests, child data deletion requests,
or COPPA-related inquiries, please use the subject line: “Child Privacy
Request” when emailing support@battlebuddybears.com.

28. App Store and Google Play Submission Notice

This Privacy Policy is intended to describe the privacy
practices of the Raffy App. The disclosures made in Apple App Store Connect,
Google Play Console, and any app store privacy labels must match the actual
data collected, used, shared, transmitted, stored, and retained by the Raffy
App and any integrated third-party SDKs or service providers. Battle Buddy
Bears and its development team must review this Privacy Policy before each
submission and update it if actual data practices differ from those described
herein.

© 2026 Battle Buddy Bears LLC. All rights reserved. This
Privacy Policy was last revised June 2026.